Our straight-forward process combines personal and technologically-advanced approaches.
We begin by listening. We take the time to understand you and your current financial situation. Your personal goals are vital in building a plan that reflects your needs, as well as the role you wish us to play in meeting those needs.
After careful reflection, we will present a proposal that is tailored based on our conversation. The proposal will explain how we will work together, and discuss a range of investment and other wealth management solutions.
As your life and financial situation changes, your needs may become increasingly complex. We will work closely with you and your team of trusted advisors to deliver a solution using our proprietary wealth planning system. Our team will always tailor it to reflect your needs, goals and vision.
STEP 1: Your initial meeting with a team member allows us to understand your current financial position, review your goals, and address specific concerns that may arise during our discussion. We will require some documents from you to help in the plan preparation, and we will provide a checklist for you prior to this meeting.
STEP 2: Using the information that you provide, and guided by your personal goals and interests, we will develop a base plan that will identify your current and future financial situation. We will also construct an alternate plan that will include recommendations.
STEP 3: We will meet with you to review the base plan and confirm that the information provided and goals are correct. The recommendations will also be reviewed and discussed. You will receive a copy of the written plan and the recommendations.
STEP 4: Recommendations for current and future tasks need to be completed to achieve your goals. We will work with you to ensure that the tasks are completed in a timely manner.
STEP 5: Your plan will be reviewed with you at least once a year to accommodate any changes that may occur in your life. For best results,Twice per year is recommended.
Our advice leads to better financial outcomes and opportunities
Difference in household financial assets attributable to financial advice
Source: The Gamma Factor and the Value of Financial Advice, CIRANO (2016).