Regan Schiller & Associates
Private Wealth Management
Welcome
For Regan Schiller & Associates Private Wealth Management, managing your wealth involves more than a series of transactions that form the bulk of the investment process. It is a holistic and comprehensive process where your financial plan doesn’t define you – instead, YOU define your plan. It relies on the experience, knowledge and personal commitment of a team of professionals whose members view every spoken or written contact with you as another part of earning and maintaining your trust.
Professionals &
Business Owners
At Regan Schiller & Associates Private Wealth Management, we have acknowledged that the most successful professionals and business owners typically spend their time elevating their careers. Many don’t have the expertise or time to manage investments, tax, and estate planning. Our team focuses on high net worth professionals to ensure their personal finances provides enhanced benefit.
Pre-Retirees & Retirees
Retirement planning is an exciting time – but it can come with complexities and stresses. At Regan Schiller & Associates Private Wealth Management, we synchronize your retirement goals with your financial situation. We will assess your RRSPs, TFSAs, investments, pension and estate planning to achieve the retirement lifestyle you want.
Your financial needs as a business owner
Specific Needs
Insurance (health, life)
Liability management / creditor protection
Supplemental retirement planning
Exit and succession planning
Liquidity/access to cash
Employee benefits
Additional Needs
Premature death or disability
Profitability
Assets transfer
Advanced tax strategies
Concentrated wealth position
Family trusts
Personal health
Your financial needs as a professional
Specific Needs
Liability Insurance
Income splitting
Credit lending
Investments
Enhanced retirement planning
Asset protection
Cash management
Insurance
Additional Needs
Buy/sell agreements
Estate planning / wealth transfer
Deferred compensation
Efficient income stream generation
Spouse support/family needs
Office expansion / business acquisition
Your financial needs as a pre-retiree
Know Your Needs
Selecting your retirement time horizon
Creating your retirement vision
Setting well defined financial goals
Maximizing your peak earning and saving years
Planning for children's post secondary education, graduations, weddings and other life events
Create Your Plan
Build a detailed financial plan
Stress test your plan to weather financial storms
Build assets that will generate sustainable income for your retirement
Accumulate the right combination of assets to maximize and minimize taxes
Your financial needs as a retiree
Specific Needs
Retirement income planning
Wealth transfer/legacy protection
Wellness / medical / long term care
Helping children / grandchildren
Charitable tendencies
Rate of withdrawal
Additional Needs
Independence issues
Philanthropic affiliations
Supporting parents / children
Funding education
Gifting
From Our Clients
– Anthony Yong | Innovation Physical Therapy
– Greg & Rhiannon | Southfort Dental Centre
Blog
5 Strategies to Overcome Retirement Shock
As you approach retirement age, you may start imagining that last day at work before retirement. What will it feel like? What will you do next? In your dreams, your last day of work might involve good food, a decorated cake, balloons, maybe even farewell and thank...
Your Retirement Planning Checklist: 6 Actions to Take as You Approach 55
Planning for Your Retirement As you approach the milestone birthday of 55, retirement suddenly comes into view on the horizon. But what’s past it? It’s difficult to know if you aren’t certain about your long-term financial situation. At Regan Schiller &...
How to Think Beyond the Piggy Bank & Invest in Your Future
For many of us, our first experience with money and banking was a piggy bank. It might not have been a pink ceramic pig with a coin slot in the back and a plastic plug in the bottom, but it was similar in practice. You were told to collect your spare change, put it...
Let’s Work Together
Our goal is to help you synchronize your life plan with your financial goals.