Regan Schiller & Associates
Private Wealth Management
Welcome
For Regan Schiller & Associates Private Wealth Management, managing your wealth involves more than a series of transactions that form the bulk of the investment process. It is a holistic and comprehensive process where your financial plan doesn’t define you – instead, YOU define your plan. It relies on the experience, knowledge and personal commitment of a team of professionals whose members view every spoken or written contact with you as another part of earning and maintaining your trust.
Pre-Retirees & Retirees
Retirement planning is an exciting time – but it can come with complexities and stresses. At Regan Schiller & Associates Private Wealth Management, we synchronize your retirement goals with your financial situation. We will assess your RRSPs, TFSAs, investments, pension and estate planning to achieve the retirement lifestyle you want.
Your financial needs as a pre-retiree
Know Your Needs
Selecting your retirement time horizon
Creating your retirement vision
Setting well defined financial goals
Maximizing your peak earning and saving years
Planning for children's post secondary education, graduations, weddings and other life events
Insurance (health, life)
Liability management / creditor protection
Supplemental retirement planning
Exit and succession planning
Liquidity/access to cash
Employee benefits
Create Your Plan
Build a detailed financial plan
Stress test your plan to weather financial storms
Build assets that will generate sustainable income for your retirement
Accumulate the right combination of assets to maximize and minimize taxes
Premature death or disability
Profitability
Assets transfer
Advanced tax strategies
Concentrated wealth position
Family trusts
Personal health
Your financial needs as a retiree
Specific Needs
Retirement income planning
Wealth transfer/legacy protection
Wellness / medical / long term care
Helping children / grandchildren
Charitable tendencies
Rate of withdrawal
Liability Insurance
Income splitting
Credit lending
Investments
Enhanced retirement planning
Asset protection
Cash management
Insurance
Additional Needs
Independence issues
Philanthropic affiliations
Supporting parents / children
Funding education
Gifting
Buy/sell agreements
Estate planning / wealth transfer
Deferred compensation
Efficient income stream generation
Spouse support/family needs
Office expansion / business acquisition
From Our Clients
– Anthony Yong | Innovation Physical Therapy
– Greg & Rhiannon | Southfort Dental Centre
Blog
7 Ways to Get More from Your Tax Refund
Did you know that most Canadians either receive a refund on their taxes or...
What Are Spousal RRSP Withdrawals and How Do They Work?
Many couples who have a significant difference in income levels, whether...
When Is the Best Time to Claim Canada Pension Plan (CPP) Benefits?
Canada has one of the world's most reliable pension plan systems. In a 2020...
Why Planning Ahead for Caregiving Costs Can Save You in the Long Run
Planning for your financial future and retirement is an exciting process....
What You Should Know About Taxes on Retirement Income
The rules around taxes can be confusing. Knowing how much to pay, when to...
6 Steps to Help Canadians Avoid Outliving Their Retirement Savings
Saving for retirement can feel like fundraising for a mystery event. You...
Let’s Work Together
Our goal is to help you synchronize your life plan with your financial goals.